payday loan
A payday loan is essentially a financial stopgap designed to tide you over until your next payment arrives. The amount you can borrow with a payday loan is generally capped at around a percentage of your wages. Payday loans are typically based on how much you earn. Moreover, your wages certainly will function as collateral where the creditor can automatically receive a portion of your wages in order for the loan to be paid back. City Capital will then lend you a portion of the money that you will be waged. You will have to pay the loan back within a short time, generally 30 days or less.
PERSONAL LOANS
A personal loan is money you can borrow in a lump sum with a fixed payment to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses.
A personal loan is a type of instalment loan issued to a borrower by City Capital. You must meet our eligibility requirements to get a personal loan. If approved, you can use your loan for almost anything. You're responsible for repaying the loan by making regular payments over a certain period, which is usually first agreed with City Capital.
BRIDGING FINANCE
We can assist If you’re awaiting a lump sum pay-out on your Pension pay-out, Provident Fund, or Retirement Annuity. City Capital can help you with a cash advance. We offer bridging loans to anyone awaiting their benefit pay-out. Whether you have resigned, been retrenched, divorced, dismissed or retired.
RESIGNED
Even a carefully planned resignation from your job may be a very stressful experience especially when you are waiting to receive a pay-out from your pension or provident fund. The problem is that it might take a few months before you receive your pay-out. We will let you in on a little secret – resigning from your job does not need to be a stressful time, simply turn to City Capital. Why? City Capital will ensure you have access to funds when you need it most by providing affordable bridging loans to South Africans.
Apply for a bridging loan while you wait for your settlement and let us take care of your bills so you can concentrate on what matters most to you. If you are waiting for a settlement between R100 000 and R3 000 000, our custom financial solution is the right choice for you! Don’t wait until your bills start piling up, apply today and have the cash paid into your account soonest after approval.
RETRENCHED
So many South Africans are finding themselves unemployed and thousands are retrenched on a daily basis during these difficult economic times. This growing economic problem can happen at any time, and if you haven’t put away cash for a rainy day, you may find yourself under a lot of financial stress.
However, with City Capital, you have a sound financial solution. Retrenchment can be a giant financial blow. We offer bridging loans that are designed to see you through these difficult times; giving you the financing you need – when you need it most. Why wait on the lengthy processes of a provident or pension fund pay-out? City Capital provides easily accessible bridging loans that can help relieve you of the stress caused by worrying about bills piling up while you wait for your funds. We ease your financial burden while you concentrate on rebuilding your life.
DIVORCE
Divorce can be a very traumatic emotional experience that literally tears your life straight down the middle. To make matters worse you have to cover many unexpected expenses which are time-sensitive. You may find your funds are much tighter than expected. No matter how much you tighten your belt or how carefully you manage your money, you may start to feel the financial pinch, especially if you are waiting for money from the divorce settlement and have become accustomed to a certain lifestyle.
Let City Capital ease the pressure by granting you a bridging loan against your future divorce settlement. One of our bridging loans can give you the cash you need now so that financial stress doesn’t need to be an extra burden.
RETIRED
Retirement is a time to look forward to. A time to relax and reap the rewards of your years of hard work. So you are finally able to retire and you are looking forward to rest and relaxation or perhaps you are just about ready to book your tickets for that cruise to Hawaii. Your holiday plans can quickly unravel when you find out how long it will take before you receive your retirement settlement and that boat could be sailing away without you.
Don’t let the sunny days pass you by while you wait around for your pay-out. Let City Capital assist you with cash in hand so you don’t need to wait another minute to book your getaway adventure.
Obtaining a bridging loan from City Capital will relieve you of the stress caused by worrying about bills piling up while you wait for your funds to be paid out. Simply apply for a bridging loan and once your application has been approved, you could receive your cash advance soonest after approval. Once you receive your retirement settlement, you simply repay your bridging loan with one repayment. We have made bridging loans easy and affordable – giving you time to concentrate on what matters most – In case of your new-found freedom.
DISMISSED
The consequences of a sudden dismissal can have dire financial consequences, especially in these difficult economic times when financial savings are near impossible to accumulate. Your world can come crashing down around you in an instant if you are fired or dismissed from your employment. Sufficient financial savings is a luxury to most, so what do you do in this financial straining time? You simply turn to City Capital.
After a dismissal, it could take between 5 to 6 months before you receive your settlement. A City Capital bridging loan can help you secure the funds you need to get on with your life and help you pay your bills until you are back on your feet.